There are times when no matter how careful you are as a driver
and how well-maintained your vehicle is, a car accident may still occur. During
this time, it’s best to know what to do and who to contact to ensure your
safety and that you will be compensated for injuries or damages.
Most people tend to panic after an accident due to
adrenaline and although it may be hard to keep a clear mind after an accident,
one must remember to stay calm and do the following:
Check if you or anyone riding the vehicle with
you has suffered any injury. Call emergency response if anyone is injured.
Once you’ve made sure that no one is in
immediate threat, alight from your vehicle and take pictures of the accident.
Take pictures of both vehicles involved, including license plates, the damages
to the vehicles, and the surrounding area. These pictures will be useful for
insurance claims or if there will be a dispute about who has caused the accident.
If possible, move your vehicle to the side of
the road to avoid more accidents from oncoming vehicles. A two-car fender bender
can turn into a multiple-car pile-up if one is not careful.
Talk to the other driver. Get the other driver’s name, address,
contact information and insurance details, and provide the same for him.
The following are things that you may need to do after the
accident to help speed up the process of insurance claims or if a lawsuit would
Report the accident to the police – It is important
to file an accident report with the police after a car accident. This type of
report can provide useful information for all parties involved in the accident since
it contains the details about what happened and how it happened. The photos you
have taken will be very useful for these police reports as they are evidence of
Report the accident to the DMV – Depending on
the state where you live, a DMV report may be required for accidents that cause
damages amounting to more than a certain amount or if the accident has caused
injury, regardless of the injury’s severity, or death.
Contact your insurance agent – It is crucial to
contact your insurance agent even if you intend to pursue an insurance claim
against the other driver or the other driver’s insurance company. Your
insurance coverage may entitle you to benefits that you may eventually need to
use. This step is even more important if the other driver does not have any car
insurance as you may be eligible to compensation from your own insurance
company under your uninsured motorist coverage.
Contact a car accident lawyer – You may need to
contact a car accident lawyer in cases where the damage or injury caused by the
car accident you were involved in is significant. An expert car accident lawyer
can help you get compensation to cover losses caused by the accident like
property repair, medical bills, and lost wages.
Keep in mind that your safety is important, but it’s also
important to know where to file your complaints and claims to ensure that you
are protected after an accident.
Involved in a car accident? Contact us at Hogan Injury for