Aging comes with many challenges, you get chronic illnesses, memory loss, hearing loss, and other complications as you get older day by day. For many people in the United States, growing older once means living with less income. Older people wonders who will take care of them when they grow old and who will help them when they get sick. All above are worries that elderly people face daily as they get older.
People start saving up money for their retirement so they don’t have to face any financial issues. But today the main concern for the elderly population are their medical bills, ageism and being abused for their caretaker. As growing age people faces health issues and it’s hard to afford all the doctor visits when you don’t have any source of income except for living in social security or pensions. The cost of medical care has been increasing faster than Social Security.
Also, in some areas the cost of maintaining a household due to higher utility bills, higher taxes and higher maintenance costs has risen faster than the cost of living increases in Social Security income.Most of the senior lives in a nursing home if they don’t have anyone to care of them at home. Per Jane Gross, “the median annual cost of a nursing home in 2010 was $75,000; room and board in an assisted living facility, with no additional help, was $37,500; and the most basic category of home health aide, who can perform no medical tasks, like the dispensing of medication, was $19 an hour. These expenses are left to the elderly (and their adult children) to pay for out of pocket until their pockets are all but empty.” (Gross) Is the caretaker safe for seniors? Some elderly people grow physically frail and, therefore, dependent on caregivers, which increases their risk of elder abuse. “In a 2009 study on the topic led by Dr. Ron Acierno, the team of researchers identified five major categories of elder abuse: 1) physical abuse, such as hitting or shaking, 2) sexual abuse, including rape and coerced nudity, 3) psychological or emotional abuse, such as verbal harassment or humiliation, 4) neglect or failure to provide adequate care, and 5) financial abuse or exploitation (Acierno 2010).
National Center of Elder Abuse. 2011. “Major Types of Elder Abuse.” Retrieved January 21, 2012 (http://ncea.aoa.gov/FAQ/Type_Abuse/).